When it comes to protecting your business, we can provide a range of key insurance coverages. These plans are selected to provide additional protection for your business and include

• General Liability Insurance: Covers third-party bodily injury, third-party property damage, reputational harm, advertising injury. Third-party is defined as anyone other than the insured (policy holder).
• Commercial Auto Insurance: Includes auto liability and auto physical damage coverages.
• Umbrella Liability: A policy designed to provide protection against catastrophic losses. It generally extends the limits of the policies it “sits” over. These policies can include the business auto policy, commercial general liability policy and employers liability (workers compensation) coverage. 
• Workers’ Compensation Insurance: Benefits that are without fault, and limits mandated by law. This policy is provided by an employer to an employee (or the employee's family) due to a job-related injury (including death) resulting from an accident or occupational disease.
• Installation Floater: Inland marine coverage for anything that will become a permanent part of the site.
• Contractors Equipment: Inland marine insurance covering owned/rented equipment and tools that are often moved from place to place.
• Pollution Liability: Provides third-party coverage for bodily injury, property damage, defense, cleanup, and related defense costs as a result of pollution conditions (sudden/accidental or gradual) arising from contracting operations performed by or on behalf of the contractor. For example, a fuel spill.
• Professional Liability: A type of liability coverage designed to protect professionals against liability incurred as a result of errors and omissions in performing their professional services. For example, a contractor places an antennae in the wrong area and a carrier loses money from incorrect placement.
• Employment Practices Liability: A type of liability insurance covering wrongful acts arising from the employment process. The most frequent types of claims covered under such policies include: wrongful termination, discrimination, sexual harassment, and retaliation. In addition, the policies cover claims from a variety of other types of inappropriate workplace conduct, including (but not limited to) employment-related: defamation, invasion of privacy, failure to promote, deprivation of a career opportunity, and negligent evaluation.
• Cyber Liability: these policies cover liability arising from website media content, as well as property exposures from
• business interruption
• data loss/destruction
• computer fraud
• funds transfer loss
• cyber extortion.
• Can cover first-party (insured) and third-party losses.

• General Liability: Utility damage, cutting utility cables, damaging property of company, disruption of services to residents or businesses, displacement of existing structures, office exposures, fire, cracked or damage to pavement or foundation, hazardous material spills, pipe leaks.
• Auto: Delivery of workers, equipment and or materials to job site, incidental vehicle use, theft and vandalism, distracted driving.
• Property: Crime, Dishonesty, theft, burglary, vandalism of property.
• Worker's Compensation: Lifting and back injuries including sprains, strains, and hernias, falls from ladders, hazards of cave-ins, exposure to hazardous materials.